Not all BMW M automobiles depreciate the identical. Utilizing contemporary knowledge from iSeeCars, we break down which high-performance fashions maintain their worth — and which of them drop like a rock. Nobody with any sense treats a automobile as an funding. However should you should throw your cash right into a depreciating asset, you would possibly as effectively have some enjoyable when you’re at it. A minimum of, that’s the pondering BMW hopes for if you stroll into the dealership contemplating a brand new car. Probably the most enjoyable examples arguably sit on the prime of the lineup — the vaunted BMW M Sequence fashions. Drawing on knowledge iSeeCars has put collectively as of July 2025, we check out how every new BMW M car depreciates. And, lastly, evaluate which of them carry out the most effective and worst — financially talking, anyway.
BMW M2
The BMW M2 depreciates 27.2% within the first three years. After 5 years, the automobile has misplaced, on common, 40.6% of its worth. The automobile’s remarkably low depreciation is considerably anticipated, given its good important reception and vast fan base. We might be prepared to wager that guide variations will maintain worth higher over the long-term, however the knowledge doesn’t break it down.
BMW M3
The M3 loses 24.4% of its worth inside three years of driving it off the lot. Quick ahead to 5 years, and the high-performance sedan has misplaced 54.2% of its worth. Because the long-time grail of the BMW M Sequence lineup, we’re not too stunned to see stable residuals right here. Retaining almost half of its unique MSRP after 5 years is a formidable feat.
BMW M4
Buying a brand new M4 Convertible? Your automobile will lose 32% of its worth within the first three years. In 5 years, the M4 loses simply over half — 50.1% — of its worth. If you happen to discover that shocking, take a look at the numbers on the hardtop. New BMW M4 Coupe fashions lose 24.7 p.c of their worth inside three years, and in 5 years the automobile will lose 44.1% of its worth.
BMW M5
A brand new BMW M5 loses 41.7% of its worth — a whopping $49,782 — after three years of possession. In one other two years that quantity climbs to 60%, or $71,707. The depreciation alone is greater than the unique MSRP of a brand new BMW M2! We’re curious if the info is a combination of early G90 gross sales and F90 gross sales or just reliant on F90 costs. Both manner, the M5 depreciates a lot worse than lower-tier fashions. Which, shouldn’t be an enormous shock to anybody.
BMW M8
Just like the M5, the BMW M8’s sky-high MSRP leads to some really astonishing figures. Three years after being bought new, the M8 Gran Coupe will lose 41.5% — or $58,150 — of its worth. In 5 years the automobile will lose $83,475, or 59.6% of the automobile’s unique MSRP. Convertible fashions do some bit higher. They lose 38.6% of their worth within the first three years and 54.5% within the first 5 years. Lastly, we have now the BMW M8 Coupe. It fares the most effective, dropping 38.4% of its worth within the first three years. After 5 years, residual worth has crept down by 51.7%, which is significantly higher than the opposite two physique kinds.
BMW X3 M
One of many coolest SUVs ever can also be one of many higher ones at holding worth. The X3 M loses 33.2% of its worth over the primary three years. After 5 years, the tremendous SUV can have misplaced 52% of its worth. That’s not fairly pretty much as good because the M3, but it surely’s fairly darn shut. Such a disgrace that the SUV received’t be making a return for the following era.
BMW X4 M
Regardless of being mechanically similar to the X3 M, the BMW X4 M loses a tad bit extra worth. Chalk it as much as a extra polarizing silhouette. The primary three years of life depreciate the X4 M by 34.3%. After 5 years, that quantity grows to 53.3%. Just like the X3 M, 2025 was the final mannequin yr for the BMW X4 M and there’s no alternative in sight.
BMW X5 M
The mighty X5 M loses 37.5% of its worth in three years. After 5 years, the SUV has misplaced 56.3% of its worth. That’s not horrible when you think about the automobile’s six-digit price ticket and almost 620 horsepower. Defying physics has by no means been extra financially viable.
BMW X6 M
Decidedly not following the precedent set by the X4 M, the BMW X6 M fares barely higher than its extra traditionally-shaped counterpart, the X5 M. However solely within the quick time period, the place it sees 37.2% depreciation. After 5 years, the the X6 M loses simply barely extra worth, 56.5%. Each phrases are probably as close to as makes no distinction for potential consumers, as each of those monsters powered by the S68 engine command a ton of money.
BMW XM
The BMW XM takes the crown on the subject of sheer numbers. After three years, worth holds shockingly effectively, solely down 44.6% from when it was new. However that equates to over $71,000 in worth, which is a daft quantity. Much more ludicrous is the five-year residual, which might be 61.1% decrease than the automobile’s unique MSRP. That represents a whopping $98,075 drop in worth. That’s greater than almost half of the automobiles on this checklist initially retailed for, maybe greatest illustrating simply how frighteningly costly the BMW XM is.
The Winners and Losers
In response to the info, the BMW M3 depreciates the least within the first three years out of all BMW M Sequence automobiles. Shedding beneath 1 / 4 of its worth (24.4%) is spectacular for any car, however particularly a luxurious/efficiency sedan. In fact, it’s not probably the most unpredictable consequence, because the M3 has been a mainstay of the model for actually a long time — and a polarizing grille isn’t sufficient to remove that heritage. Over 5 years, the BMW M2 holds worth greatest, dropping a mere 40.6% of its unique worth. Notably the M4 Coupe comes fairly shut, solely dropping 44.1% of its worth after 5 years.
The worst depreciation, predictably, faces the high-dollar M Sequence fashions. The BMW XM and M5 lead the cost, seeing a 61.1% and 60% dip in worth, respectively. It’s additionally value noting that each fashions supply true plug-in hybrid powertrains; the one fashions right here that achieve this. It probably isn’t a direct correlation, with each touting mid-$100,000 value tags that probably contribute way more to the steep depreciation. In fact, these fashions additionally see excessive lease take charges, so many drivers are unlikely to even have to think about depreciation, as BMW units their very own residuals which probably received’t mirror the info iSeeCars has.
Whereas we’re certain most prospects are aware of the depreciation pitfalls BMW M fashions face, there have been some surprises right here. Nice ones, even; the BMW M4 Coupe (each physique kinds) retains over half its worth over 5 years.
Supply: iSeeCars
